Sanction Letter
11th Floor, Tower A, Peninsula Business Park,
Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013
LOAN SANCTION LETTER
REF: SL-697c4b4954101081acf8346e
DATE: 30 January 2026
To,
Amit Verma
Customer ID: 9876543212
Sub: Sanction of Personal Loan Facilitated by Tata Capital
Dear Amit Verma,
With reference to your application for a personal loan, we are pleased to inform you that your request has been approved in principle. The sanction of the loan is subject to the following key terms and conditions:
| Parameters | Sanctioned Terms |
|---|---|
| Loan Sanctioned Amount | INR 4,00,000 /- |
| Loan Tenure (Months) | 60 Months |
| Annual Interest Rate (%) | 10.51% P.A. (Fixed) |
| Equated Monthly Installment (EMI) | INR 8,599.54 /- |
| Processing Fee (Incl. GST) | INR 14,000 /- |
| Total Amount Payable Over Tenure | INR 5,15,972.51 /- |
Validity & Disbursement:
This offer is valid until 01 March 2026.
The sanctioned amount will be disbursed to the following bank account after digital verification:
Charges Description:
- • Penal Interest: 3% p.m. on defaulted amount
- • Cheque/ECS Dishonour: INR 600 per instance
- • Mandate Rejection: INR 450 per instance
- • Foreclosure: Allowed after 12 months
Standard Terms:
- • Recovery via NACH/Auto-debit mandate
- • Fixed Rate for complete loan tenure
- • Digital Signature required for agreement
- • No collateral or security required
Note: This is an electronically generated document. No physical signature is required. For any assistance, please contact us at support@tatacapital.com or call our helpline at 1860-267-6060. Powered by Vittam AI.
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