From Application to Sanction in Minutes
Vittam's AI-driven multi-agent system automates the entire personal loan journey, boosting conversions by 50-83%.
Meet Your New Sales Workforce
A coordinated team of AI agents working in perfect sync to handle every aspect of the loan process.
Why Leading NBFCs Choose Vittam
Maximize Revenue
Scale loan volume by 2-3x without increasing headcount. Our agents never sleep and never miss a lead.
Risk-Aware Automation
Intelligent underwriting that adheres to your risk policies, instantly filtering high-risk applications.
Human-like Persuasion
Sophisticated conversational AI that understands context, negotiates terms, and drives commitment.
Hi Rahul! I see you're looking for a personal loan of ₹5 Lakhs. I can get that approved for you in just 5 minutes. Are you interested?
Yes, but I'm worried about the interest rate.
I understand. Based on your profile, I can offer you a special rate of 10.5% if we complete the application now. That's lower than the standard 11.2%. Shall we proceed?
The Challenge NBFCs Face
Traditional loan processing is slow, expensive, and loses customers at every step.
Application Abandonment
Customers drop off due to lengthy processes and lack of guidance.
Processing Delays
Manual verification and underwriting take days, losing competitive edge.
Low Conversion
Poor conversion rates from digital channels due to impersonal interfaces.
How Vittam Works
A seamless journey from first contact to sanction letter in minutes.
Customer Engagement
Customer lands from ad/email into our conversational interface. Master Agent greets and qualifies the lead.
Intelligent Routing
Master Agent assesses needs and hands off to specialized Worker Agents for verification and underwriting.
Smart Decisioning
Conditional logic: auto-approve low-risk, request salary slip for medium-risk, reject high-risk applications.
Instant Delivery
Sanction letter generated and delivered instantly. Chat closes with complete customer satisfaction.
Trusted by Leading NBFCs
See what industry leaders are saying about Vittam.
“Vittam transformed our loan processing. We've reduced processing time from 2 days to under 5 minutes, and our conversion rates have improved by 83%. The multi-agent system handles everything seamlessly.”
“The ROI has been incredible. We've scaled our monthly loan volume from 10K to 30K applications without adding a single person to our team. Vittam's agents work 24/7 and never miss a lead.”
Seamless Integrations
Vittam integrates with your existing infrastructure, including CRM systems, credit bureaus, and document storage solutions.
Ready to Automate Your Loan Sales?
Join leading NBFCs in the AI revolution. Reduce costs, increase conversions, and delight your customers.